Can You Use No Claims Discount On 2 Cars

I havent worked i insurance for 4yrs. This situation arises when you have 2 or more cars.

Your Car Insurance No Claims Bonus Explained Confused Com

Give direct line a call and they can explain how it works.

Can you use no claims discount on 2 cars. Each year the cost of your insurance is reduced as a percentage up to a max threshold the higher the number of years the greater the discount. You can insure other one in her name and as long as you or partner dont have any claims then you should get 2nd car discount. However if you have two sets of ncb you will then be able to use it on two cars.

Generally for every year that a driver has insurance on a car without making a claim they will earn another years ncb to a maximum of 5 years. I sent a copy of the insurance certificate for my other car showing 10 years no claims discount. You cant use your no claims bonus on more than one car.

If you have used your no claims discount ncd on a car then you wouldnt get any discount when you insure a second or any additional cars. No one ncb per car there is another way however if your wife has been named on pol ie. Its a discount you get on your car insurance for every year youve driven without making a claim.

So for example if you have had a car for 4 years and have 4 years no claims discount on it and then you purchase an additional vehicle you will not be able to use your 4 years ncd on the additional vehicle because you are already using it on your original vehicle. Which then becomes actual no claims discount. When you get them insured you will build ncb for each one separately.

If you are a couple. No claims bonuses can usually be transferred to another car but if you switch insurers before the year is up you wont get the ncb for that year. Some companies offer further discounts for 6 8.

You can only use one lot of ncd on one vehicle at a time. Whats a no claims bonus or discount. Her name appears on the certificate of insurance for five or more years and there have been no gaps in between and there was never a period of 2 or more years where she was not named then you would be entitled to a named driver discount.

Ive built up 10 years discount on one car but cant use it for a second vehicle.

Get To Know No Claims Discounts Axa Uk