If Someone Hits Your Car Whose Insurance Pays

Your car insurance company is responsible for making you whole after an accident. Well first lets make a complete sentence out of this.

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If someone hits your car whose insurance pays. If someone steals your car and causes an accident you wont be liable for damagesinjuries to the other vehicledriver. However there is a certain portion of the cost called the deductible that your company wont pay. Who pays for the damages if someone that has no license or insurance hits your car.

If you have collision coverage your insurance company will pay to repair your car regardless of who caused the accident. However damages to your own vehicle would probably be covered under your own coverage. If someone hits my car will their insurance pay.

Find out if youre covered by your auto insurance when you loan your car to a friend or family member. Borrowed car in accident. The answer is different for medical expenses and physical.

Updated on friday september 21 2018 by adam johnson. What happens if someone borrows your car and gets into an accident. You have to pay that.

In other words collision coverage is a no fault coverage. Your own insurance company pays for these expenses up front not you or the other driver or their insurance company. Generally as long as you gave the other driver permission to drive your vehicle your insurance will pay out.

Some do offer limited coverage when someone else is behind the wheel so it pays to know what your policy says before allowing someone else to drive your car.

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